The rent is only part of the cost

Can you actually breathe after paying rent?

See the real monthly cost of an apartment and how much money you'll have left after housing.

Check an apartment Free, no signup, takes about two minutes.
Example result
Your breathing room
$2,140/month
Estimated money left after housing.
Listed rent
$2,750
True monthly cost
$3,214
Take-home pay used46%
Comfortable
<30%
Manageable
30–40%
▸ Tight (your result)
40–50%
High Risk
50%+

The rent is only part of the cost

The listing price is the number you negotiate. These are the numbers that decide how much breathing room you're left with.

Broker fees

A 12% fee on a $2,750 apartment is $330 a month, spread over a year.

Utilities

Electric, gas and heat can swing $80–$250 depending on the building.

Internet

Rarely included. Usually $50–$80 in most US cities.

Commuting

A transit pass or extra driving distance is a housing cost too.

Laundry

No in-unit washer means $30–$60 a month at the laundromat.

Parking

A dedicated spot can quietly add $100–$300 every month.

Renter's insurance

Often required by the lease. Usually $12–$25 a month.

Add them up and know what you'll have left — in about two minutes.

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Why Breather?

The number on the listing isn't really the number you're paying.

There's rent. But there's also utilities, internet, commuting, laundry, insurance, parking, fees, and the upfront cost of actually moving in.

Most rent calculators ask how much you make and tell you how much rent you can afford.

Breather looks at it differently.

We built Breather around one question:

“How much financial breathing room will I actually have if I live here?”
Listed rent
$2,750
True monthly cost
$3,185
Your breathing room
$2,140

Because qualifying for an apartment and feeling comfortable paying for it aren't always the same thing.

Breather helps you see the true monthly cost of an apartment, what you'll have left after housing, and the expenses that are easy to overlook before signing a lease.

Know what you'll have left.

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Frequently asked questions